Attention Car Drivers: Don't Ever Be Involved In an Accident with a Motorcyclist In Malaysia

If you have been unfortunate enough to have been involved in an accident with a motorcyclist while driving a car in Malaysia, then you'll no doubt take a dip into the dark side of the insurance industry here.

Noticed that there has been no mention of who is at fault.

It doesn't matter if you knocked into the motorcyclist, or if the motorcyclist knocked into your car. As long as you drive a car, you're gonna get hit financially.

The law enables motorcyclists up to 6 years to claim up to RM10,000 for bodily injury.

Note: This applies not just to motorcyclists, but to taxies and pedestrians in Malaysia as well.

"3rd ranked" lawyers know this and approach motorcylists at accident sites or in hospitals, offering to help them. One claims officer said that such lawyers may offer such services, charging by taking up to 70% of the awarded amount while giving 30% to the motorcyclist. They know how to paint a convincing picture of victimisation, claiming the motorcyclist as the sole breadwinner, and lost ability to work. Both parties win at the expense of the car driver.

The car driver faces a dilemma. Should he claim against the motorcyclist for damages to his car, and risk the motorcyclist counterclaim against his insurance resulting in loss of NCB and higher future insurance cost? Or should he claim against his own insurance policy to pay for his car damages, and still be subject to chance of claim filed by motorcyclist against his insurance?

Motor insurance claims staff share stories where at least 5 in 10 motorcyclists will opt for this claim.

The only consolation for car drivers is that they can claim back the increase in extra insurance paid for loss of NCB after 6 years, provided the motorcyclist did not claim for bodily injury and the car involved has not be sold.

Getting Dog Licence in Klang Valley

If you have dogs in your care and stay in the Klang Valley, then you need to obtain a licence for your canine friends. The easiest way is to print a form which is available online, then bring the form to your nearest DBKL counter to make payment and receive the dog tag.

1. Go to http://edog.dbkl.gov.my/
2. Create your account
3. Fill in all required details
4. Print out the form
5. Bring to form to any DBKL outlet to make your payment and receive the dog tag